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Indebtedness ratio of indebted household-dwelling units was 175 per cent in 2021

release | Indebtedness 2021

Change

New database tables were added to the statistics on indebtedness. Old tables were moved to the archive.
Read more about the change

According to Statistics Finland, the indebtedness ratio of indebted household-dwelling units was 175 per cent at the end of 2021. The indebtedness ratio of household-dwelling units with housing loans was 225 per cent. Household-dwelling units with loans charged on business activities or a source of income had 265 per cent debt relative to their income. The indebtedness ratio of household-dwelling units with other debts was 174 per cent.

The line chart describes the development of indebtedness ratios of different indebted household-dwelling units in 2002 to 2021. Household-dwelling units with debts charged on business activities or a source of income have had the highest indebtedness ratio at the end of the year. The indebtedness ratio of household-dwelling units with housing loans has been second highest. At the end of 2021, the indebtedness ratio of indebted household-dwelling units was 175 per cent. The indebtedness ratio of household-dwelling units with housing loans was 225 per cent and that of household-dwelling units with loans charged on business activities or a source of income was 265 per cent.

Key selections

  • For all household-dwelling units, debts amounted to 113 per cent relative to disposable monetary income in 2021.
  • Household-dwelling units with loans charged on business activities or a source of income had the highest amount of debt relative to their disposable monetary income. The indebtedness ratio of these household-dwelling units was 265 per cent.
  • The indebtedness ratio of indebted household-dwelling units was 175 per cent.
  • The indebtedness ratio of household-dwelling units with housing loans was 225 per cent.
  • Among the regions, the indebtedness ratios were highest in Åland and Uusimaa and lowest in Kainuu and Kymenlaakso.

Change

New database tables were added to the statistics on indebtedness. Old tables were moved to the archive.
Read more about the change

Database tables

Pick the data you need into tables, view the data as graphs, or download the data for your use.

New database tables
13gz
Classifications used:
  • Decile
  • Major region
Period:
annual
Statistics:
Updated:
13kt
Classifications used:
  • Age of reference person
  • Region
Period:
annual
Statistics:
Updated:
13ks
Classifications used:
  • Structure of Household-dwelling unit
  • Rate of indebtedness
Period:
annual
Statistics:
Updated:
13kw
Classifications used:
  • Household-dwelling units
  • Municipality
Period:
annual
Statistics:
Updated:
13hh
Classifications used:
  • Structure of Household-dwelling unit
  • Age of reference person
  • Type of debt
Period:
annual
Statistics:
Updated:
13iy
Classifications used:
  • Type of debt
  • Age of reference person
  • Major region
Period:
annual
Statistics:
Updated:
13ug
Classifications used:
  • Age of reference person
  • Type of debt
Period:
annual
Statistics:
Updated:
Removed database tables

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Service email
toimeentulo.tilastokeskus@stat.fi
Ossi Kohvakka
Senior Statistician
029 551 3534
Head of Department in charge