Work, wages and livelihoodPopulation and societyHousing and construction


Official Statistics of Finland (OSF)
Statistics on indebtedness describe debts of private persons and household-dwelling units. The statistics describe indebtedness by gender, age, family type and various regional levels. The data are based on the data of the Tax Administration and the total statistics on income distribution and published once a year.


Statistics Finland


New database tables are published and old database tables are archived in the statistics on indebtedness
Read more about the change

Future releases


See key statistical data in the figures.

Average debts of indebted household-dwelling units and average housing loans of household-dwelling units with housing loans in 2022 money 2002-2022

Line chart on the average debts of indebted household-dwelling units and the average housing loans of household-dwelling units with housing loans in 2002 to 2022. The growth in debts and housing loans halted in 2022. On average, debts per indebted household-dwelling unit amounted to EUR 92,700 and housing loans per household-dwelling unit with housing loans to EUR 110,000 in 2022.
Skip the table
Debts total48,66153,93559,44766,43372,12476,08876,97479,65982,99282,82590,47292,17091,83093,08795,56995,54395,43996,05298,55399,73692,741
Housing loans61,30367,48174,81483,14490,52496,76499,078102,737105,634106,562107,148107,020106,761108,529109,817110,698110,950112,255116,173118,426109,977

Statistical experts

Inquiries primarily
Marie Reijo
Senior Researcher
029 551 2547

Referencing instructions

Referencing instructions

The statistical data released before 5.4.2022 can be found on the archive pages of the statistics.

Go to the archive page