Appendix table 1. Consumers' views and intentions 1)
Average 10/1995- | Max. 10/1995- | Min. 10/1995- | 12/2020 | 11/2021 | 12/2021 | Outlook 2) | |
A1 Consumer confidence indicator, CCI = (B1+B2+B4+E1)/4 | -1.7 | 6.8 | -13.9 | -4.6 | 1.2 | -3.5 | - |
B1 Own economy now (balance) | 3.2 | 9.5 | -5.3 | 2.8 | 7.6 | 2.9 | = |
- Better (%) | . | . | . | 24.0 | 27.9 | 24.0 | |
- Worse (%) | . | . | . | 19.5 | 15.2 | 19.2 | |
B2 Own economy in 12 months' time (balance) | 8.2 | 13.5 | 1.2 | 8.5 | 10.7 | 7.2 | - |
- Better (%) | . | . | . | 27.2 | 29.1 | 27.1 | |
- Worse (%) | . | . | . | 13.0 | 11.5 | 14.7 | |
B3 Finland's economy now (balance) | -7.9 | 25.9 | -66.5 | -55.5 | -14.5 | -15.5 | - |
- Better (%) | . | . | . | 2.2 | 24.0 | 22.7 | |
- Worse (%) | . | . | . | 83.9 | 44.5 | 45.4 | |
B4 Finland's economy in 12 months' time (balance) | -2.0 | 20.3 | -32.8 | -13.9 | -2.4 | -7.4 | - |
- Better (%) | . | . | . | 28.1 | 28.7 | 24.5 | |
- Worse (%) | . | . | . | 43.5 | 29.0 | 33.8 | |
B5 Inflation now (per cent) | 3.1 | 6.9 | -2.7 | 2.1 | 3.8 | 3.9 | |
- Prices have risen much or quite much (%) | . | . | . | 11.6 | 43.3 | 43.0 | |
- Prices have stayed the same or have fallen (%) | . | . | . | 41.8 | 8.5 | 9.5 | |
B6 Inflation in 12 months' time (per cent) | 2.9 | 5.3 | 1.7 | 2.3 | 3.6 | 3.6 | |
- Prices will rise faster or at the same rate (%) | . | . | . | 55.0 | 75.6 | 73.0 | |
- Prices will stay the same or will fall (%) | . | . | . | 21.6 | 6.2 | 6.0 | |
B7 Unemployment in Finland in 12 months' time (balance) | -10.5 | 20.3 | -59.5 | -32.5 | 7.7 | -0.0 | + |
- Less (%) | . | . | . | 18.7 | 39.5 | 31.3 | |
- More (%) | . | . | . | 64.2 | 22.9 | 28.0 | |
B8 Own threat of unemployment now (balance) | -6.3 | 4.7 | -26.6 | -18.2 | -1.5 | -2.1 | + |
- Decreased (%) | . | . | . | 5.1 | 9.7 | 8.6 | |
- Increased (%) | . | . | . | 32.6 | 13.3 | 13.5 | |
C1 Favourability of time for purchasing durables (balance) | 19.4 | 43.5 | -14.3 | 12.3 | 14.6 | 7.0 | -- |
- Good time (%) | . | . | . | 29.9 | 30.1 | 24.9 | |
- Bad time (%) | . | . | . | 17.6 | 15.6 | 17.9 | |
C2 Favourability of time for saving (balance) | 4.8 | 29.4 | -28.5 | 7.2 | 21.2 | 15.1 | + |
- Good time (%) | . | . | . | 54.5 | 67.4 | 61.2 | |
- Bad time (%) | . | . | . | 43.8 | 31.5 | 37.8 | |
C3 Favourability of time for raising a loan (balance) | 7.5 | 31.7 | -60.4 | -4.3 | 11.9 | 5.8 | = |
- Good time (%) | . | . | . | 45.4 | 60.3 | 54.9 | |
- Bad time (%) | . | . | . | 52.0 | 37.6 | 43.1 | |
D1 Own financial situation now (balance) | 22.1 | 33.1 | 6.4 | 29.7 | 30.9 | 29.1 | ++ |
- Money is saved (%) | . | . | . | 62.9 | 64.2 | 62.7 | |
- Uses savings or gets into debt (%) | . | . | . | 9.5 | 11.0 | 11.0 | |
D2 Own saving possibilities in the next 12 months (balance) | 40.3 | 53.6 | 9.8 | 45.7 | 47.2 | 48.1 | + |
- Can save (%) | . | . | . | 75.7 | 75.8 | 76.4 | |
- Cannot save (%) | . | . | . | 24.0 | 23.6 | 23.1 | |
D5 Intention to raise a loan in the next 12 months (% of consumers) | 15.6 | 24.2 | 10.5 | 19.5 | 19.4 | 19.5 | ++ |
- Yes, absolutely (%) | . | . | . | 5.1 | 4.5 | 6.6 | |
- Possibly (%) | . | . | . | 14.4 | 14.9 | 12.9 | |
E1 Spending on durables, next 12 months vs. last 12 months (balance) | -16.1 | -6.9 | -26.7 | -15.8 | -11.2 | -16.6 | = |
- More (%) | . | . | . | 13.4 | 14.4 | 12.1 | |
- Less (%) | . | . | . | 33.7 | 29.4 | 33.1 | |
E2 Intention to buy a car in the next 12 months (% of consumers) | 14.4 | 19.2 | 10.1 | 13.8 | 15.7 | 15.3 | + |
- Very likely (%) | . | . | . | 4.0 | 3.8 | 5.0 | |
- Quite likely (%) | . | . | . | 9.8 | 11.9 | 10.3 | |
E4 Intention to buy a dwelling in the next 12 months (% of consumers) | 12.8 | 18.5 | 9.1 | 15.0 | 16.6 | 13.5 | + |
- Yes, absolutely (%) | . | . | . | 3.9 | 4.5 | 4.0 | |
- Possibly (%) | . | . | . | 11.1 | 12.1 | 9.5 | |
E5 Intention to spend money on basic repairs of dwelling in the next 12 months (% of consumers) | 17.6 | 26.0 | 8.1 | 19.4 | 24.0 | 22.1 | ++ |
- Very likely (%) | . | . | . | 6.8 | 7.9 | 7.8 | |
- Quite likely (%) | . | . | . | 12.7 | 16.1 | 14.3 |
2) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation.
Source: Consumer Confidence 2021, December. Statistics Finland
Inquiries: Pertti Kangassalo 029 551 3598, Tara Junes 029 551 3322, consumer.confidence@stat.fi
Head of Department in charge: Hannele Orjala
Updated 27.12.2021
Official Statistics of Finland (OSF):
Consumer Confidence [e-publication].
ISSN=2669-8889. December 2021,
Appendix table 1. Consumers' views and intentions 1)
. Helsinki: Statistics Finland [referred: 17.8.2024].
Access method: http://www.stat.fi/til/kbar/2021/12/kbar_2021_12_2021-12-27_tau_001_en.html